Please contact Kunal Bhatia (me): 9860002486, I'm on Whatsapp also.
Jeevan Anand Policy is an Endowment Plan, meaning benefit is paid either on maturity or on death whichever comes early, but there is more to it in Jeevan Anand Policy, Even after maturity, your insurance keep on going till your death. On your death your family is paid sum assured once again. (jeevan ke saath bhi jeevan ke baad bhi)
To understand this Lic policy better, lets listen a audio.
Jeevan Anand Policy is an Endowment Plan, meaning benefit is paid either on maturity or on death whichever comes early, but there is more to it in Jeevan Anand Policy, Even after maturity, your insurance keep on going till your death. On your death your family is paid sum assured once again. (jeevan ke saath bhi jeevan ke baad bhi)
To understand this Lic policy better, lets listen a audio.
After listening the audio see below an example
Age at
entry: 25 years
Premium
paying term: 35 years
Sum
Assured: Rs.1,00,000/-
1st
Year with TAX 3.09 %
Yearly:
3225 [3128 + 97]
Half-Yearly:
1628 [1580 + 49]
Quarterly:
822 [798 + 25]
Monthly:
274 [266 + 8]
From
the 2nd Year with TAX 1.545 %
Yearly: 3177
[3128 + 48]
Half-Yearly: 1604
[1580 + 24]
Quarterly: 810
[798 + 12]
Monthly: 270
[266 + 4]
You've invested (3225 X 1) + (3177 X 34) = 111243/- in 35 years, Calculation done on Yearly premium.
So
your approximate Maturity Calculation will be:
Bonus: 168000/-
Final
Addition Bonus: 185000/-
Total
Maturity (Sum Assured + Bonus + FAB ): 453000/-
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